Methodology

Cover Route uses suitability scoring rather than pretending every recommendation is objective fact. Scores are designed to help users understand fit, not to impersonate insurer guarantees.

What goes into the scores

The framework looks at cover breadth, exclusions clarity, price-to-feature balance, recovery strength, audience fit, and how clearly the provider explains what happens when the simple roadside-fix scenario does not happen.

What the scores are not

They are not a promise of service quality in every real breakdown. They are a structured editorial judgement intended to make comparison faster, clearer, and more transparent than generic affiliate rankings.